
If you previously used the healthcare marketplace, your coverage options may be changing. Enhanced subsidies are expiring, eligibility rules are shifting, and costs may increase for many individuals and families.
If you’re a freelancer, contractor, or self-employed professional, this is the moment to reassess your coverage — before higher costs or limited options catch you off guard.
ERC Benefits is here to help you understand what’s changed and guide you toward coverage that still works for you.
You don’t have to navigate healthcare alone. Our licensed professionals walk you through your options clearly and honestly.
We help identify plans that balance monthly costs with meaningful coverage — without unnecessary extras or surprises.
We simplify deadlines, eligibility rules, and enrollment requirements so you can move forward with confidence.
We specialize in coverage available in Florida, with guidance tailored to state-specific rules and options.
ERC Benefits believes getting health coverage should feel simple, clear, and supportive, especially when it feels like you need a true expert in your corner. As a Florida-based team, we take the time to understand your situation and walk you through your options in plain language, without pressure or confusion. Our goal is to make sure you feel confident, informed, and fully supported from your first question through enrollment.
Tell us about your situation, budget range, and coverage needs.
We compare plans available to you and explain them in plain language.
Select the option that best fits your health needs and financial goals.
We help complete the process and confirm your coverage.

ERC Benefits makes it easier to understand your options, choose coverage that fits, and move forward with peace of mind.