Keep Your Healthcare Costs Down
Even as ACA Subsidies Expire

For Florida Freelancers, Independent Contractors & the Self-Employed

No employer required.
No guesswork involved.

Get Personalized Coverage Options From A Licensed Florida Agent
FLEXIBLE COVERAGE OPTIONS

Plans Designed for Real Life

Whether you’re looking for lower monthly premiums, broader coverage, or flexible plan structures, ERC Benefits helps you explore options that may include:

  • Individual and family health plans
  • Telehealth and preventive care options
  • Prescription drug coverage
  • Plans designed for independent workers
  • Guidance through enrollment changes and deadlines
Marketplace changes are impacting millions

Why This Matters Now

If you previously used the healthcare marketplace, your coverage options may be changing. Enhanced subsidies are expiring, eligibility rules are shifting, and costs may increase for many individuals and families. 

If you’re a freelancer, contractor, or self-employed professional, this is the moment to reassess your coverage — before higher costs or limited options catch you off guard. 

ERC Benefits is here to help you understand what’s changed and guide you toward coverage that still works for you. 

What ERC Benefits Delivers

Trusted Guidance 

You don’t have to navigate healthcare alone. Our licensed professionals walk you through your options clearly and honestly. 

Affordable Options 

We help identify plans that balance monthly costs with meaningful coverage — without unnecessary extras or surprises. 

Simple Enrollment

We simplify deadlines, eligibility rules, and enrollment requirements so you can move forward with confidence. 

Florida-Focused Support

We specialize in coverage available in Florida, with guidance tailored to state-specific rules and options. 

Guidance for your Health

Make Smart Decisions with Expert Advice

How The Process Works

ERC Benefits believes getting health coverage should feel simple, clear, and supportive, especially when it feels like you need a true expert in your corner. As a Florida-based team, we take the time to understand your situation and walk you through your options in plain language, without pressure or confusion. Our goal is to make sure you feel confident, informed, and fully supported from your first question through enrollment.

1. Share a few details

Tell us about your situation, budget range, and coverage needs.

2. Review your options

We compare plans available to you and explain them in plain language.

3. Choose your plan

Select the option that best fits your health needs and financial goals. 

4. Enroll with confidence

We help complete the process and confirm your coverage.

Healthcare shouldn’t be complicated - especially when the rules are changing. 

ERC Benefits makes it easier to understand your options, choose coverage that fits, and move forward with peace of mind.